SEZZLE

What is Sezzle?

Sezzle is a payment solution that enables you to “Shop Now and Pay Later” with simple interest-free installment plans. We break down purchases into four smaller payments spread over six weeks. 25% is due at the time of the transaction, with the remaining 75% due across three easy payments scheduled every two weeks.

When you complete a purchase with Sezzle, the merchant ships your product immediately. You get to enjoy the item before you finish paying for it!

Sezzle automates the repayments from your bank account on file. Shoppers always have the option of paying off their purchase early by signing into their User Dashboard.

How do I sign up?

There are two ways to sign up for Sezzle:

1. Create a Sezzle account in just a few steps by clicking here.

2. Select Sezzle as your payment method while checking out with any Sezzle online merchant partner. You can see a list of our participating merchant partners by visiting our Store Directory.

Who can use Sezzle?

To use Sezzle, you must:

• Be 18 years or older (19 years or older in Alabama or if you’re a ward of the state in Nebraska)
• Have a valid U.S. mobile number and email address
• Have an active U.S. bank account

We don’t check your credit via traditional means, which means there is no "hard credit" check that will ding your credit score.

Sezzle says payments are interest-free. What's the catch?

 No catch. Sezzle is completely interest-free for shoppers. Merchants pay Sezzle a fee for each transaction so that we can help you Shop Now and Pay Later. The only fees you could potentially incur are failed payment fees and late payment fees. If your scheduled payment fails to process, you will be charged a $10 failed payment fee. We do our best to prevent this from happening by sending email and text reminders.

We allow one payment to be rescheduled for free. Additional rescheduled payments will incur a $5 late payment fee.

 Where can I use Sezzle?

 For a list of stores that accept Sezzle, visit Sezzle Store Directory

. Sezzle is busy adding multiple retailers per day, so check back often as the list of available shops is growing quickly. If you’d like to see Sezzle available at other stores, tag us in their latest Instagram post (“Please add @sezzle!”) and we’ll get on the case. That will also let the retailer know you want to see us in their store.

 Does Sezzle perform a credit check?

We do not perform credit checks. We don’t believe traditional credit scores are an accurate predictor of your ability to repay us, and we want to avoid negatively impacting your credit score.

Does Sezzle report to credit bureaus?

Not yet. We will be exploring this option in our future, but we currently don't report.

What is the checkout process like with Sezzle?

It’s fast and easy. Simply select Sezzle as your payment method during checkout. You’ll be asked to provide some basic information about yourself. We will secure the checkout using a one-time password that is sent via SMS text to the mobile number you provide. You will then be asked to select and login to your bank as the final step in our checkout. The entire process should take under 2 minutes for first time Sezzle users. Our secure checkout takes a few seconds to complete for our regular users.

Why was my purchase with Sezzle not approved?

While we strive to offer all applicants an installment plan with Sezzle, we simply aren’t able to approve every application. If we aren’t able to approve your application, we will immediately notify you of our decision.